The Zhongshan Housing Provident Fund Management Center announced a few days ago through a notice that it plans to adjust the preferential policies of housing provident fund loans for high-level talented individuals, urgently needed professionals and full-time graduate students across Zhongshan who want to purchase their first apartments.

Among those who qualify, individuals who hold a "Certificate for the Urgently-needed High-level Professionals of Zhongshan" (first to sixth levels) issued by the Zhongshan Human Resources and Social Security Bureau may enjoy a double loan amount when they buy their first self-owned housing by utilizing the housing provident fund. The maximum personal loan can be up to 800,000 yuan, and the maximum total loan amount applied by two or more people is 1.6 million yuan. 

Talented individuals who are full-time graduate students or above working in Zhongshan, and those who hold a "Certificate for the Urgently-needed Professionals of Zhongshan" (seventh to eighth levels) may enjoy an increase of 30% of the housing provident fund loan when they buy their first self-owned housing. That is, the personal loan ceiling is 520,000 yuan, and the maximum total loan amount applied by two or more people is 1.04 million yuan.

Talented individuals who hold a "Certificate for the Urgently-needed Professionals of Zhongshan" may enjoy an increase of 20% of the housing provident fund loan when they buy their first self-occupation housing. That is, the personal loan ceiling is 480,000 yuan, and the maximum total loan amount applied by two or more people is 960,000 yuan.

In case of a housing provident fund shortfall when the individual purchases their first self-owned housing, loan release priority may be given to these talented persons. 

From now until December 6, 2019, the above-mentioned policy changes will be made public for advice or opinion. Citizens can email their comments and suggestions to zsgjjzx@163.com.